August 26, 2004
HOV Re acquires an office building in Antioch, CA

August 16, 2004
HOV Financial Services, LLC, to Purchase $1 billion/Year in Healthcare and Telecom Receivables

July 26, 2004
HOV launches HOV Re, LLC its Real Estate Investment Arm. Plans strategic real estate investments in local economies

May 21, 2004
Bay Area Credit Service, LLC acquires TGA and expands commercial collections

March 18, 2004
HandsOn Ventures adds Bay Area Credit Service, Inc. & e-MergiCall Services, Inc. to its portfolio